“I reside in northern irelandWhats insurance ‘s average price for a moped…vespa…49 ccs in La?

“5 years back i got an insurance for my bike – Now the value is decreased to 20000/-. Therefore I ceased paying my coverage and the insurance got lapsed. My issue is imagine if I am asked by any traffic constable for your insurance what can I declare? Without paying the good ways to get gone this case