Operating insurance lol

Is not Social Protection a necessary charge/tax/ insurance on all people that are working? Isn’t unemployment insurance a necessary insurance unless you are an independent builder? Isn’t motor insurance a mandatory insurance for almost any person that is driving?

“Iam currently 19im 19 years old

“Do i have to alert my insurance provider”Should you choosen’t have a car”Who do you contact once you learn somebody commiting fraud on the website car insurance